The average cost of a cat scan (also known as a CT scan) for a cat with insurance varies based on several factors, including your location, the specific veterinary clinic, the type of insurance coverage, and your deductible or co-pays. On average, a cat scan can cost anywhere from $500 to $2,000 or more, but the cost with insurance will typically be reduced depending on your plan's coverage.

How Insurance Affects the Cost:

1. Deductible: You'll likely need to pay your deductible first before your insurance starts to cover the cost. For example, if your deductible is $100, you will pay that amount, and your insurance will cover the remaining costs.
2. Reimbursement Percentage: Most pet insurance policies cover 70% to 90% of the expenses after your deductible is met, depending on your plan. This means that if your cat’s CT scan costs $1,500, and your policy reimburses 80%, you would pay $300 (plus your deductible) while the insurance covers the remaining $1,200.
3. Co-pays and Coverage Limits: Some insurance plans have co-pays or payout limits, meaning they may not cover the full amount of the CT scan, even after your deductible.

Example Breakdown:

• Total Cost of CT Scan: $1,500
• Insurance Reimbursement (80%): $1,200
• Deductible: $100
• Out-of-Pocket Cost: $400

The exact cost will vary based on the specifics of your policy, so it’s important to check with your insurance provider and veterinarian to get a clearer estimate.